.

Car insurance may help cover the cost of repairs if the issue is the result of a collision or another covered incident, such as theft or fire. But, repairs for routine wear and tear or mechanical breakdowns are typically not covered by an auto insurance policy.

Whether it’s routine maintenance, a mechanical failure or a blown engine, car insurance will most likely not cover the costs of repairing or replacing your vehicle. Hopefully, your car keeps running smoothly, but plan to pay out of pocket for routine maintenance or for a mechanic if your car breaks down.

If your car is damaged outside of a collision, comprehensive insurance coverage may help with the costs of repairs. Comprehensive coverage typically provides protection for damage due to perils such as:

• Fire
• Theft
• Vandalism
• Natural disasters
• Falling objects
• Animal damage

So, if you discover a tree fell onto your hood or you collide with an animal, comprehensive coverage may help pay for the costs of bodywork and mechanical repairs due to the incident. Like collision coverage, comprehensive coverage is optional. Also, keep in mind that you’ll be responsible for the deductible, and that there will be coverage limits.

If your car breaks down, car insurance will not cover the costs of a rental car. However, rental reimbursement coverage helps to pay for the cost of a rental car or alternate transportation after a covered claim. For example, if you need a car while yours is being fixed after an accident, this coverage helps with the costs of renting a car or paying for other transportation, such as bus or train fare. Sometimes called rental car coverage, this is an optional coverage that typically has limits.

Lim knows when your issue is covered by insurance. Lim also knows how to work with the insurance company to make sure that you get every dime that you are entitled to.

Lim’s Auto Body is a full service auto body and mechanical repair shop locally owned and operated in Largo, Florida. For more information, go to our web site www.limsautobody.com or call (727) 422-3232.

You should replace brake fluid every few years.

And the best way to find out how often to change brake fluid is to follow your manufacturer’s recommendations. Some manufacturers say you should replace your brake fluid every two years. Others recommend every three years, or every 45,000 miles.

Is it necessary to have brake fluid change?

Regular brake fluid changes are crucial to maintaining a car’s brake system, which includes numerous components connected by hoses and pipes. Over time, debris accumulates in the fluid, reducing its effectiveness, and it absorbs water, causing the brakes to fail.

What happens if you don’t change brake fluid?

If you do not change the brake fluid, the moisture absorbed by the fluid builds up throughout the braking system. As the water content increases, the boiling point of the brake fluid becomes lower. It will cause excessive heating and make the fluid boil, rendering your brakes inefficient.

Lim’s Auto Body is a full service auto body and mechanical repair shop locally owned and operated in Largo, Florida. For more information, go to our web site www.limsautobody.com or call (727) 422-3232.