Car insurance may help cover the cost of repairs if the issue is the result of a collision or another covered incident, such as theft or fire. But, repairs for routine wear and tear or mechanical breakdowns are typically not covered by an auto insurance policy.

Can I claim on my car insurance if my engine blows up?

A blown engine that’s the result of a mechanical failure or wear and tear won’t be covered by comprehensive or collision coverage.

What will not be covered by an auto insurance policy?

What does car insurance not cover? Auto insurance typically will not cover excluded drivers, unlisted cars, stolen personal belongings, intentional damages to your or another driver’s vehicle, routine repairs and maintenance and more. Check your auto policy or consult your insurance agent for a list of excluded losses.

Lim’s Auto is very good at communicating with your insurance company for you. Lim’s Auto Body is a full service auto body and mechanical repair shop locally owned and operated in Largo, Florida. For more information, go to our web site www.limsautobody.com or call (727) 422-3232.